In the event that the JET participant is involved in an accident as above and becomes physically impaired within 180 days of the accident, the insurance policy shall pay 3-100% of the amount of coverage according to the degree of physical impediment sustained.

It is possible for the insurance policy to pay for both physical impediment and death however the total sum cannot exceed \20,000,000.

In the event that the JET participant is involved in an accident as above during the period of coverage and sustains bodily injury, the insurance policy shall pay actual expense, less a deduction of 5,000 yen, for medical treatment* incurred within 180 days of the accident up to the coverage limit.

*Includes doctors’ fees, surgical expenses, hospital fees, professional nursing fees, hotel fees, ambulance costs, transportation fees, hiring of a professional interpreter, diagnostic fees, communication costs resultant from hospitalisation, personal goods, etc. The coverage limit for personal goods is 50,000 yen and the combined limit for personal goods and communication costs is 700,000 yen.

In the event that the JET particiapnt is, in their everyday life, involved in an accident that incurs liability to a third party within the period of coverage, including bodily injury or damage to property, SOMPO JAPAN shall be responsible for paying reparations up to the coverage limit.

SOMPO JAPAN shall not be responsible for paying reparations arising from the use of automobiles or fire.

SOMPO JAPAN shall reimburse costs up to the amount of coverage in the event where CLAIR and/or the JET participant (and legal heirs) have incurred expenses such as search and rescue fees, transportation costs including airfares (limited to 3 people), hotel room fees　(limited to 3 people for a period of 14 days), ambulance charges, incidental costs (including airport taxes, transportation fees at the location, communication fees limited to \200,000), removal of body (limited to \1,000,000).

1. The JET participant suffers bodily injury during the period of coverage which causes death within 180 days of the accident, or 3 or more consecutive days’ hospitalisation within 180 days of the accident.

2.　The JET participant dies from pregnancy, childbirth, premature delivery or miscarriage.

3. The JET participant dies from sickness during the period of coverage or is hospitalised for 3 or more consecutive days due to sickness which commenced during the period of coverage.

4. Emergency search or rescue services become necessary due to a sudden and accidental occurrence during the period of coverage.

5.　The aircraft or vessel on which the JET participant is traveling during the period of coverage disappears or is destroyed.

6.　The　JET　participant goes missing while practicing dangerous sports such as mountain climbing etc.